InsuranceAndLeisure Terms of Service

Updated January 5th, 2010

AS AN INSURANCEANDLEISURE USER IT IS CRUCIAL THAT YOU COMPREHEND THE FOLLOWING INSURANCEANDLEISURE TERMS OF SERVICE. ANY CONTINUED USE OF OUR WEBSITE IMPLIES THAT YOU HAVE READ AND CONSENT TO THESE TERMS INSTITUTED BY INSURANCEANDLEISURE.COM.

InsuranceAndLeisure Inc. operates this website. These Terms of Service may be edited throughout your usage of this site, without prior notice. Any continued use of InsuranceAndLeisure.com verifies that you have accepted to abide by the new Terms of Service. Keep in mind that any terms and conditions of any additional agreements with InsuranceAndLeisure must be honored in addition to the following Terms of Service.

InsuranceAndLeisure Privacy Policy

If you have any questions or concerns about the InsuranceAndLeisure Privacy Policy please visit InsuranceAndLeisure.com and click to view our policy. The policy outlines how and why we collect specific data from users and what we do with that data. Your privacy is always of the utmost concern to InsuranceAndLeisure.

InsuranceAndLeisure Copyright Protection

InsuranceAndLeisure.com is under copyright protection. This protection includes, but is not limited to, the InsuranceAndLeisure logo, type of text, graphics, website design, files, and any arrangement of the before mentioned. If not specified in this policy, InsuranceAndLeisure material may not be copied, republished, reproduced, distributed, displayed, transmitted, downloaded, or posted in any way or by any means, including, but not limited to, photocopying, electronic, recording, or mechanical, without prior written consent of InsuranceAndLeisure. You may be given permission to view and use materials on this website for the purpose of locating information and/or noncommercial purposes only. If permission is granted you promise to not duplicate, distribute or copy any materials, alter these materials, delete or edit any of the copyrighted material.

InsuranceAndLeisure Trademarks

InsuranceAndLeisure is a registered trademark, and is therefore protected by trademark laws. You may not use, imitate or copy any part of InsuranceAndLeisure trademarked material, except with prior written permission from InsuranceAndLeisure. Button icons, scripts, page headers, and customized graphics are considered trademarks of InsuranceAndLeisure, and are therefore protected. InsuranceAndLeisure may also display trademarks owned by outside entities. These trademarks may not be protected by InsuranceAndLeisure, but are protected by their trademark owners. Your use of InsuranceAndLeisure.com must be limited to personal, non commercial, use. It is illegal to resell any aspect of InsuranceAndLeisure. Please refrain from using any data gathering or extraction methods on InsuranceAndLeisure sites.

InsuranceAndLeisure Website Linking Terms

You may be allowed to generate a hyperlink to InsuranceAndLeisure; however, you are forbidden from conveying InsuranceAndLeisure in a misleading, false, derogatory or defamatory way. In order to use any registered trademarks you must have written permission from InsuranceAndLeisure prior to your use of the material.

Any user that follows a link outside of InsuranceAndLeisure.com is no longer under our protection. InsuranceAndLeisure will not be held responsible for the practices or content that may be found on linked websites. Be advised that following a link away from our website is done at your own risk.

InsuranceAndLeisure Website Usage

At InsuranceAndLeisure we like to have faith in our website users. We expect that you will behave respectfully and within moral reason. From this point on you acknowledge that you are expected to act morally and abide by the rules established in this policy. You must never interfere with the security of our website users or InsuranceAndLeisure in general. You will never abuse InsuranceAndLeisure or our services. You agree to never abuse system resources, interfere with accounts, or disrupt InsuranceAndLeisure servers or any networks that are associated or accessible through InsuranceAndLeisure or our affiliates. You will never interfere with InsuranceAndLeisure user enjoyment. You will always follow InsuranceAndLeisure restrictions of access to our sites. Most importantly, you agree to follow all laws that comply with the use of InsuranceAndLeisure. These may be international, national, state or local regulations. You acknowledge that we are not responsible for businesses that advertise on InsuranceAndLeisure, and/or the quality of services or goods they provide.

If you have a Copyright or Trademark dispute

InsuranceAndLeisure would like to protect your copyright or trademarked material. We abide by the requirements of the Digital Millennium Copyright Act (DMCA). Any alleged copyright/trademark infringement found on InsuranceAndLeisure can be brought to our attention by sending the following information to our Copyright agent:

  1. Whoever has authorization by the owner of the exclusive copyright must include their signature.
  2. Include your trademark registration number and proof of registered trademark.
  3. Show us the exact content in question.
  4. Include the email address you wish to receive correspondence to, a phone number, and current address.
  5. Include an original statement, explaining what material, in your opinion, has been copyrighted.
  6. State that the information submitted is accurate, not perjury, and that you have authorization to be making this complaint.

Email copyright@InsuranceAndLeisure.com to contact an InsuranceAndLeisure copyright agent.

InsuranceAndLeisure Indemnification Agreement

Make note, if at any point you violate the InsuranceAndLeisure Terms of Service, violate the rights of another users, or use InsuranceAndLeisure.com to conduct behavior that resulted in another party making a demand, claim, action or requesting damages, you agree to indemnify InsuranceAndLeisure. Indemnification means that you will hold InsuranceAndLeisure blameless.

Your Submitted Material

InsuranceAndLeisure is not able to guarantee inclusive confidentiality of any questions you might pose, suggestions you give, comments submitted, ideas given, drawings shared, plans formed, original materials offered or other data, you decide to provide via email or other submission process to InsuranceAndLeisure, and that includes other possible postings to our website. Once submitted, these materials will become property of InsuranceAndLeisure and you forfeit your right to afore mentioned materials. InsuranceAndLeisure can then use those materials for any purpose, without notification or payment.

InsuranceAndLeisure Warranty Disclaimer

INSURANCEANDLEISURE USERS UNDERSTAND AND AGREE THAT THIS WEBSITE AND ITS CONTENT, MATERIALS, AND PRODCUTS ARE PRESENTED TO YOU "AS IS" AND HOWEVER IT IS AVAILABLE. WHEN YOU USE INSURANCEANDLEISURE IT IS AT YOUR OWN RISK. INSURANCEANDLEISURE DISCLAIMS WARRATIES OF TITLE, OR OTHER IMPLIED WARRANTIES. DO NOT DEPEND ON ANY ADVICE OR INFORMATION SUPPLIED BY INSURANCEANDLEISURE OR ANY ENTITY ASSOCIATED WITH INSURANCEANDLEISURE. ANY DOWNLOADING OR ACCESS TO OTHER SITES THROUGH OUR WEBSITE, IS DONE AT YOUR OWN RISK. YOU, AND ONLY YOU, ARE RESPONSIBLE FOR ANY POSSIBLE DAMAGES TO YOUR COMPUTER. IF YOU SUFFER LOSS OF DATA FROM VIRUSES OBTAINED THROUGH DOWNLOADING CONTENT, DATA OR SOFTWARE, INSURANCEANDLEISURE IS NOT RESPONSIBLE. INSURANCEANDLEISURE HAS NO RESPONSBILITY WHEN IT COMES TO PRODUCTS, DATA, SERVICES OR MATERIALS OFFERED BY OTHER PARTIES ACCESSED THROUGH INSURANCEANDLEISURE, UNLESS ESTABLISHED PRIOR BY A WRITTEN DOCUMENT FROM INSURANCEANDLEISURE. WE ARE NOT RESPONSBILE FOR THE RELIABILIY OR ACCURACY OF OTHER SITES. WE CANNOT PROMISE THAT ANY CONTENT ON OUR WEBSITE WILL ALWAYS MEET ALL OF YOUR NEEDS, OR THAT INSURANCEANDLEISURE CONTENT WILL BE TIMELY, UNINTERRUPTED, ERROR-FREE OR SECURE. WE CANNOT GUARANTEE THAT ANY OR ALL DEFECTS WILL BE CORRECTED. ANY DAMAGES SUFFERED, INCLUDING SYSTEM LAGS, ERRORS, FILE CORRUPTION, LOSS OF DATA, OR SERVICE INTERRUPTIONS, ARE NOT THE RESPONSIBILITY OF INSURANCEANDLEISURE. IF YOU LIVE IN A STATE WHERE THESE LIMITATIONS DO NO APPLY, YOU MAY BE EXEMPT.

InsuranceAndLeisure Limitations of Liability

INSURANCEANDLEISURE, ITS ASSOCIATES, OR PARTY INVOLVED CAN BE HELD LIABLE FOR ANY DAMAGES STEMMMING FROM OR IN CONNECTION TO USAGE OR THE PREVENTION OF USE, OF INSURANCEANDLEISURE WEBSITES OR ANY CONTENT ON THE SITE, OR ANY CONSEQUENCES WHICH OCCURRED FROM UNAUTHORIZED ACCESS OF OR ADJUSTMENTS MADE TO YOUR DATA ENTRIES, OR DATA THAT HAS BEEN TRASNMITTED OR TAKEN. THIS INCLUDES DAMAGES FOR A LOSS OF USE, PROFIT, INFORMATION OR OTHER TYPE OF LOSS. NOTE THAT CERTAIN JURISDICTIONS FORBID LIMITATING OR EXCLUDING LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. THIS MEANS THAT PARTS OF THIS LIMITATION ON LIABILITY AGREEMENT COULD POSSIBLY NOT APPLY.

Legal Obligations

All that has been contained in these Terms of Service are governed by and are in accordance with the laws of the State of California, without resort to its conflict of law provisions. In the event that you take legal action relating to these Terms of Service, you must file your complaint with the Superior Court of Los Angeles County, California or the United States District Court for the Northern District of California.

InsuranceAndLeisure Termination Rules

InsuranceAndLeisure can terminate your account and/or your use of the InsuranceAndLeisure website. InsuranceAndLeisure has the right to do so without prior notice and at our sole discretion. It may be necessary to prevent your future access to InsuranceAndLeisure websites. We have the option to discontinue or alter your website usage or services provided to you, at our discretion.

Exceptions to InsuranceAndLeisure Terms of Service

In the event that something is found unlawful, that part of these terms of service will become void and removed from the InsuranceAndLeisure policy. However, all other aspects of these Terms of Service will remain intact and should continue to be followed by all users. Any waiver of a condition given or right granted by InsuranceAndLeisure won't be honored, unless written in a document. Whoever wishes to waive a condition must personally write and sign the document.

Insurance Guide

Insurance doesn't just promise you compensation for a loss; it gives you peace of mind. Having insurance is a must, especially when making huge purchases, such as houses or cars.

However, talk about deductibles, co-pays, and coverage can be intimidating or vague, and this can prevent individuals from making informed decisions. InsuranceAndLeisure can help you sort through clutter by providing an overview of the various types of insurance, and allowing you to compare them so that you can get the right coverage.

Insurance Types