Find the Best Cash Back Credit Card of 2021

By Hetal (Expected pointers - Cash Back Credit Cards

Best Cash Back Credit Cards of 2021: Unlock Your Savings Potential

Are you looking for the best cash back credit card to make the most of your spending? Cash back credit cards are a great tool for maximizing your savings potential. They reward you with cash back for purchases you would have made anyway. With the right card, you can get a lot of value for your spending.

In this blog post, we'll highlight the best cash back credit cards of 2021. We'll look at the key features of each card, its rewards, and the benefits it can offer. We'll also take a look at how to maximize your cash back earnings and explain the different types of cash back credit cards. By the end of this post, you'll know which card is the best for you.

Let's get started!

1. Citi Cash Back Credit Card: Maximize Your Cash Back

The Citi Cash Back Credit Card is one of the best cash back credit cards of 2021. It offers a generous cash back rate of up to 3%, so you can maximize your savings potential with every purchase. Plus, you can get an extra 1% cash back when you use your card for purchases at supermarkets, drugstores, and gas stations.

The Citi Cash Back Credit Card also offers a 0% introductory APR for the first 15 months. This means you can save money on interest payments while you pay off your balance. Plus, you can get bonus rewards for spending up to $2,000 in the first three months.

One of the best features of the Citi Cash Back Credit Card is its flexibility. You can choose to redeem your cash back as a statement credit, as a check, or even as a gift card. This means you can use the cash back in whatever way works best for you.

2. Discover Cash Back Credit Card: Get Cash Back on All Purchases

The Discover Cash Back Credit Card is another great cash back card of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 14 months.

The Discover Cash Back Credit Card also offers a great rewards program. You can get 5% cash back on up to $1,500 in purchases in rotating categories each quarter. Plus, you can get an additional 1% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The Discover Cash Back Credit Card also offers a great sign-up bonus. You can get a $150 statement credit after spending $500 within the first three months. Plus, you can get up to 20% cash back at select retailers when you shop through the Discover Deals program.

3. Chase Freedom Unlimited Credit Card: Get Unlimited Cash Back

The Chase Freedom Unlimited Credit Card is one of the best cash back credit cards of 2021. It offers an unlimited 1.5% cash back on all purchases, so you can get cash back on all your spending. Plus, the card offers a 0% introductory APR for the first 15 months.

The Chase Freedom Unlimited Credit Card also offers a great rewards program. You can get 5% cash back on up to $1,500 in purchases in rotating categories each quarter. Plus, you can get an additional 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The Chase Freedom Unlimited Credit Card also offers a great sign-up bonus. You can get $200 cash back after spending $500 within the first three months. Plus, you can get up to 10% cash back at select retailers when you shop through the Chase Ultimate Rewards program.

4. American Express Cash Magnet Credit Card: Get Rewards Everywhere

The American Express Cash Magnet Credit Card is another great cash back card of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The American Express Cash Magnet Credit Card also offers a great rewards program. You can get 3% cash back at U.S. supermarkets (up to $6,000 per year) and 2% cash back at U.S. gas stations. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The American Express Cash Magnet Credit Card also offers a great sign-up bonus. You can get a $150 statement credit after spending $1,000 within the first three months. Plus, you can get up to 10% cash back at select retailers when you shop through the American Express Cashback program.

5. Wells Fargo Cash Wise Visa Credit Card: Get Cash Back Everywhere

The Wells Fargo Cash Wise Visa Credit Card is another great cash back card of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The Wells Fargo Cash Wise Visa Credit Card also offers a great rewards program. You can get 1.8% cash back on eligible digital wallet purchases for the first 12 months. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The Wells Fargo Cash Wise Visa Credit Card also offers a great sign-up bonus. You can get a $200 cash rewards bonus after spending $1,000 within the first three months. Plus, you can get up to 10% cash back at select retailers when you shop through the Wells Fargo Rewards program.

6. US Bank Cash+ Credit Card: Get Cash Back on Your Favorite Categories

The US Bank Cash+ Credit Card is one of the best cash back credit cards of 2021. It offers a great rewards program, so you can get cash back on your favorite categories. You can get 5% cash back on your first $2,000 in purchases in two categories of your choosing. Plus, you can get 2% cash back on a third category of your choice.

The US Bank Cash+ Credit Card also offers a 0% introductory APR for the first 15 months. This means you can save money on interest payments while you pay off your balance. Plus, you can get bonus rewards for spending up to $500 in the first 90 days.

The best feature of the US Bank Cash+ Credit Card is its flexibility. You can choose from a wide variety of categories, so you can customize your rewards to fit your spending. Plus, you can get up to 10% cash back at select retailers when you shop through the US Bank Rewards program.

7. Bank of America Cash Rewards Credit Card: Get Cash Back On All Your Spending

The Bank of America Cash Rewards Credit Card is another great cash back card of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The Bank of America Cash Rewards Credit Card also offers a great rewards program. You can get 3% cash back on up to $2,500 in purchases in one of six categories of your choice. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The Bank of America Cash Rewards Credit Card also offers a great sign-up bonus. You can get a $200 statement credit after spending $500 within the first three months. Plus, you can get up to 10% cash back at select retailers when you shop through the Bank of America Rewards program.

8. Capital One Quicksilver Cash Rewards Credit Card: Get Cash Back Easily

The Capital One Quicksilver Cash Rewards Credit Card is one of the best cash back credit cards of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The Capital One Quicksilver Cash Rewards Credit Card also offers a great rewards program. You can get 3% cash back at U.S. supermarkets (up to $6,000 per year) and 2% cash back at U.S. gas stations. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The best feature of the Capital One Quicksilver Cash Rewards Credit Card is its simplicity. You don't have to keep track of different categories or rotating offers. Plus, you can get up to 10% cash back at select retailers when you shop through the Capital One Rewards program.

9. HSBC Cash Rewards Mastercard Credit Card: Get Rewards Everywhere

The HSBC Cash Rewards Mastercard Credit Card is another great cash back card of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The HSBC Cash Rewards Mastercard Credit Card also offers a great rewards program. You can get 3% cash back on up to $6,000 in purchases in two categories of your choosing. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The HSBC Cash Rewards Mastercard Credit Card also offers a great sign-up bonus. You can get a $200 statement credit after spending $500 within the first three months. Plus, you can get up to 10% cash back at select retailers when you shop through the HSBC Rewards program.

10. BB&T Bright Credit Card: Get Cash Back Easily

The BB&T Bright Credit Card is one of the best cash back credit cards of 2021. It offers a flat cash back rate of 1.5% on all purchases, so you can get cash back no matter what you buy. Plus, the card offers a 0% introductory APR for the first 15 months.

The BB&T Bright Credit Card also offers a great rewards program. You can get 3% cash back on up to $2,500 in purchases in one of five categories of your choice. Plus, you can get 1.5% cash back on all other purchases. This means you can get plenty of rewards for your spending.

The best feature of the BB&T Bright Credit Card is its simplicity. You don't have to keep track of different categories or rotating offers. Plus, you can get up to 10% cash back at select retailers when you shop through the BB&T Rewards program.

Conclusion

Cash back credit cards are a great way to maximize your savings potential. With the right card, you can get a lot of value for your spending.

We hope this blog post has helped you find the best cash back credit card for your needs. Whether you're looking for a flat cash back rate, bonus rewards, or a great sign-up bonus, there's a card out there for you.